"Before speaking with Mr. Tillman I had a credit score of 611. I had no lines of credit or any understanding of the real importance of having good credit. Mr. Tillman helped me get my first credit card and explained to me, how much I should spend and how it much should be paid off by the end of the month. I now have a 730 credit score. It took some time, but I never would have even shown a interest in improving my score if it wasn’t for Mr. Tillman. He helped me learn the importance of credit that many people never learn because their family either doesn’t know or think is a big deal."